Virtually Staged. 7732 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $392,900. 4 bedrooms, 2 full baths, 1,820 sq ft. 2-car garage.
PROMOTION & CLOSING-COST SAVINGS
Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded.
What is the promotion? Free washer, dryer and refrigerator received after closing. CURRENT LIMITED-TIME PROMOTION: $20,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash. New contract must be executed by November 1, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by November 1, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability.
HARMONY CENTRAL FAQs
1. Why St. Cloud? New housing, affordability and recreation.
2. Alternative to Lake Nona? Potentially more home for your budget.
3. Medical City distance? Website: about 20 minutes.
4. Under 5% down? Options may exist for qualified borrowers.
5. Buy versus rent? Compare mortgage costs, rent and potential equity.
6. Living in Harmony? Small-town surroundings with modern conveniences.
7. What attracts families? Activities, green spaces and nearby services.
8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities.
9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments.
10. What distinguishes Harmony Central? Master-planned setting and recreation.
11. MCO distance? Website estimates 25 minutes.
12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic.
13. Medical City employees? Access to healthcare workplaces.
14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance.
15. Remote work? Bedrooms or available flex space can accommodate work.
16. First-time buyer programs? Assistance may apply.
17. USDA financing? Lender must verify property and borrower eligibility.
18. Income needed? Depends on price, loan, credit and debts.
19. Why new construction? Modern layouts, efficiency and warranties.
20. How to tour? Request an appointment to view this home.
Harmony Central has NO CDD; HOA fees and property taxes are separate.
MLS #:
O6450777
Taxes
$831(2025)
Lot Size
6,534 SQFT
Type
Single-Family Home
Year Built
2026
County
Osceola County
Listed By
Viviani Moreno De Segovia, Adams Homes Realty, Inc., Contact: 407-523-1030
Source STELLAR Last checked Nov 7 2026 at 11:41 PM GMT+0000
Bathroom Details
Full Bathrooms: 2
Interior Features
Unfurnished
Pest Guard System
Appliances: Dishwasher
Appliances: Electric Water Heater
Open Floorplan
Appliances: Disposal
Appliances: Microwave
Appliances: Range
Subdivision
Harmony Central Ph 2
Property Features
Foundation: Slab
Heating and Cooling
Electric
Central Air
Homeowners Association Information
Dues:
$908/Annually
Flooring
Ceramic Tile
Carpet
Exterior Features
Block
Stucco
Roof: Shingle
Utility Information
Utilities: Cable Connected, Sprinkler Meter, Water Connected, Water Source: Public, Electricity Connected
Sewer: Public Sewer
School Information
Elementary School: Harmony Community School (K-5)
Middle School: Harmony Middle
High School: Harmony High
Living Area
1,820 sqft
Additional Information: Adams Homes Realty, Inc. | 407-523-1030
*Based on Fixed Interest Rate withe a 30 year term, principal and interest only
Listing price
Down payment
%
Interest rate
%
Mortgage calculator estimates are provided by CENTURY 21 Real Estate LLC and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Based on information submitted to the MLS GRID as of 11/7/2026 23:41. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
PROMOTION & CLOSING-COST SAVINGS
Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded.
What is the promotion? Free washer, dryer and refrigerator received after closing. CURRENT LIMITED-TIME PROMOTION: $20,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash. New contract must be executed by November 1, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by November 1, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability.
HARMONY CENTRAL FAQs
1. Why St. Cloud? New housing, affordability and recreation.
2. Alternative to Lake Nona? Potentially more home for your budget.
3. Medical City distance? Website: about 20 minutes.
4. Under 5% down? Options may exist for qualified borrowers.
5. Buy versus rent? Compare mortgage costs, rent and potential equity.
6. Living in Harmony? Small-town surroundings with modern conveniences.
7. What attracts families? Activities, green spaces and nearby services.
8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities.
9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments.
10. What distinguishes Harmony Central? Master-planned setting and recreation.
11. MCO distance? Website estimates 25 minutes.
12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic.
13. Medical City employees? Access to healthcare workplaces.
14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance.
15. Remote work? Bedrooms or available flex space can accommodate work.
16. First-time buyer programs? Assistance may apply.
17. USDA financing? Lender must verify property and borrower eligibility.
18. Income needed? Depends on price, loan, credit and debts.
19. Why new construction? Modern layouts, efficiency and warranties.
20. How to tour? Request an appointment to view this home.
Harmony Central has NO CDD; HOA fees and property taxes are separate.